---
title: Is Stripe’s Bank Fee Higher Than Other Bank Fees?
description: No, Stripe’s 1.75% + 30c fee is competitive with other banks. Compare payment rates and see how HUSL enables seamless POS transactions.
---

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# Is Stripe’s Bank Fee Higher Than Other Bank Fees?

## How HUSL’s Stripe transaction rate compares to traditional bank terminals and other payment providers

We understand that transaction fees matter - every percentage impacts your bottom line.

HUSL uses Stripe for payment processing, with a standard fee of **1.75% + 30c per transaction** for in-person payments.

### Is 1.75% + 30c high?

**No — this rate sits within the standard Australian market range.**

Typical comparisons:

- Square: ~1.6% (no fixed fee)
- Traditional bank terminals: 1.5%–2.2% (often with monthly rental fees)
- Amex and premium cards: Higher across most providers

Many traditional banks also:

- Charge monthly terminal rental fees
- Use tiered pricing depending on card type
- Lock businesses into contracts

When comparing providers, it’s important to look at the total cost — not just the percentage rate.

#### **What Makes HUSL’s Stripe Integration Different?**

Stripe inside HUSL enables functionality that most traditional terminals cannot.

With HUSL, you can process:

- Hair services
- Your in-salon retail
- Dropship products

All in **one seamless POS transaction.**

Your client pays once, and the system automatically allocates funds correctly behind the scenes.

Most standard bank terminals require:

- Manual split payments
- Separate transactions
- Extra reconciliation

This automation saves time, reduces admin, and allows you to earn commission on products you don’t physically stock.

#### **Why This Matters for Your Business**

HUSL is not traditional salon software.  
We are a **retail marketplace** — we generate revenue by selling professional products through the app, not by charging you for tech.

That means you can:

- Sell without holding stock
- Combine services and retail in one checkout
- Earn commission via dropshipping
- Reduce manual admin time

The cheapest rate isn’t always the most cost-effective system.

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